The Calculation

The 2018 living wage rate in Waterloo region

The 2018 living wage rate in Waterloo region is $16.15 an hour.

The living wage rate is the hourly wage someone working full-time, full-year needs to earn to cover their basic expenses and support social inclusion in community life. It is based on actual costs in local communities. So the Waterloo Region living wage rate reflects the actual cost for things like rent, food, transportation, hydro, child care, etc. in Waterloo region. The calculation also takes into account taxes and government transfers.



Basic Living Wage Formula Calculation


Living Wage Waterloo Region calculation is based on the National Living Wage framework using a reference household of a family of four with two parents each working full-time, full-year. This new calculation reflects an increase of 68 cents from the 2017 amount of $15.42. Over the past year there has been an increase in household expenses mainly due to a significant rise in the cost of rent and child care costs in the region.

For details on the 2018 calculation: Updating the Waterloo Region Living Wage Calculation for 2018

The living wage includes:

  • Food
  • Clothing
  • Shelter
  • Childcare
  • Transportation
  • Medical expenses
  • Recreation
  • A modest vacation

The living wage does not include:

  • retirement savings
  • debt repayment
  • home ownership
  • savings for children’s education
  • Anything other than the smallest cushion for emergencies or hard times.